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Community Housing Innovations is a HUD approved housing counseling agency that offers FREE one-on-one and group Foreclosure Prevention Counseling services. Attorney Peter Spino, CHI’s Senior Manager of Foreclosure Prevention Counseling and his staff provide counseling and legal referrals for Westchester residents in danger of losing their homes through foreclosure. The program assists clients with the following mitigation options in order to prevent foreclosure: loan forbearance, loan modification, partial claim, short sale, deed-in-lieu of foreclosure, and bankruptcy.
CHI’s Foreclosure Prevention Counseling program is a FREE service which helps homeowners avoid foreclosure. Homeowners may seek confidential advice and support, and community leaders can arrange workshops and seminars.
Who we can help:
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Owners who are currently experiencing or are expected to have difficulty making timely mortgage payments.
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Owners who have already defaulted or are in the foreclosure process.
How we can help:
CHI is a HUD Approved Housing Counseling Agency. CHI’s counselors can analyze your specific situation and design an action plan that may lead to a solution to remain in your home through a loan modification or similar relief. In other situations, alternative options may be recommended. CHI will also review your current financial profile to develop a workable budget, including developing a plan to manage your debt.
REMEMBER
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Assistance from a HUD approved counselor is FREE – you will never be asked to pay a fee.
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Seek help immediately. The faster you seek advice, the more options you may have.
BEWARE
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Of anyone asking for a fee to help you obtain a loan modification. You should never be asked to pay for this.
- Of anyone applying pressure for you to sign documents immediately. Never sign any agreement, including one with your bank, unless you understand it completely and have received counseling on all of your options.
All homeowners are eligible for assistance from a HUD Approved Housing Counseling Agency. You do not need to have received HUD funding or have a previous relationship with HUD.
CHI offers foreclosure prevention counseling services to Westchester homeowners at the following locations.
Westchester
190 East Post Road, Suite 401
White Plains, NY 10601
Contact Peter Spino at 914-595-0980
Contact Abigail Garcia at 914-683-1010 ext. 286.
Click Here for the Intake/Information Packet.
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FORECLOSURE COUNSELING SEMINARS Please come and learn what your options are if you are in foreclosure, behind on your mortgage payments, or about to miss a payment. The Making Home Affordable Program is one great option allowing borrowers to lower their monthly mortgage payments and stay in their homes. Community Housing Innovations, Inc. Seminars will be held: WESTCHESTER:
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CHI Fast Track™ Loan Modification Program, Saving 100 Homes at a Time
The CHI Fast Track™ Loan Modification Program is a unique program designed by CHI to remove roadblocks from the loan modification process by providing a forum for homeowners to have face-to-face contact with their bank’s modification representatives, leading to the bank making quicker decisions on modifications.
Just like millions across the country, Westchester and Nassau homeowners facing possible foreclosure have spent many months in the frustrating process of attempting to obtain a loan modification. Many homeowners are facing the aggravation of dealing with multiple representatives who are unfamiliar with the particulars of their modification application, lost documents that have been sent multiple times to the bank, and a lack of feedback on the status of their modification status.
Working with Congresswoman Nita Lowey and Westchester County Executive Robert Astorino, Community Housing Innovations has sponsored Fast Track™ Loan Modification events in which bank representatives come to CHI’s White Plains offices to meet face-to-face with Westchester homeowners and to help them “fast track” loan modification approvals to keep their homes. Homeowners who have their loans modified, have seen significant monthly savings as a result. CHI coordinates the meetings with other local nonprofit HUD approved housing counseling agencies.
To date, Fast Track™ Loan Modification Program events have been held with the Bank of America and Wells Fargo/Wachovia Bank. CHI plans to continue to arrange for additional events on a quarterly schedule. Check CHI’s website, or follow CHI on Facebook and/or Twitter to find out when the next event is scheduled