Community Housing Innovations is a HUD approved housing counseling agency that offers FREE one-on-one and group Foreclosure Prevention Counseling services. Abigail Garcia, Manager of Foreclosure Prevention Counseling and her staff provide counseling and legal referrals for Westchester residents in danger of losing their homes through foreclosure. The program assists clients with the following mitigation options in order to prevent foreclosure: loan forbearance, loan modification, partial claim, short sale and deed-in-lieu of foreclosure.
CHI’s Foreclosure Prevention Counseling program is a FREE service which helps homeowners avoid foreclosure. Homeowners may seek confidential advice and support, and community leaders can arrange workshops and seminars.
Who we can help:
How we can help:
All homeowners are eligible for assistance from a HUD Approved Housing Counseling Agency. You do not need to have received HUD funding or have a previous relationship with HUD.
CHI offers foreclosure prevention counseling services to Westchester homeowners at the following locations:
CHI Fast Track™ Loan Modification Program, Saving 100 Homes at a Time
The CHI Fast Track™ Loan Modification Program is a unique program designed by CHI to remove roadblocks from the loan modification process by providing a forum for homeowners to have face-to-face contact with their bank’s modification representatives, leading to the bank making quicker decisions on modifications.
Just like millions across the country, Westchester and Nassau homeowners facing possible foreclosure have spent many months in the frustrating process of attempting to obtain a loan modification. Many homeowners are facing the aggravation of dealing with multiple representatives who are unfamiliar with the particulars of their modification application, lost documents that have been sent multiple times to the bank, and a lack of feedback on the status of their modification status.
Working with Congresswoman Nita Lowey and Westchester County Executive Robert Astorino, Community Housing Innovations has sponsored Fast Track™ Loan Modification events in which bank representatives come to CHI’s White Plains offices to meet face-to-face with Westchester homeowners and to help them “fast track” loan modification approvals to keep their homes. Homeowners who have their loans modified, have seen significant monthly savings as a result. CHI coordinates the meetings with other local nonprofit HUD approved housing counseling agencies.
To date, Fast Track™ Loan Modification Program events have been held with the Bank of America, Chase Bank and Wells Fargo/Wachovia Bank. CHI plans to continue to arrange for additional events on a quarterly schedule. Check CHI’s website, or follow CHI on Facebook and/or Twitter to find out when the next event is scheduled